FD & EMI Calculator

Last Updated: June 7, 2026

This Privacy Policy describes how your information is handled by the FD & EMI Calculator application ("App").

1. Zero Data Collection

We respect your privacy. The App does not collect, store, transmit, or share any personal information, financial inputs, loan parameters, or calculation history.

2. 100% Offline Storage

All calculations, schedules, and active alerts are processed entirely on your physical device. Any configurations (such as saved loans or custom alert times) are stored locally in your device's private storage (AsyncStorage/Web LocalStorage) and never leave the device.

3. Permissions

Notifications: If enabled, the App requests notification permissions to schedule local alerts for upcoming EMIs. These alerts are managed entirely by the operating system’s local scheduler. No external servers or networks are involved in sending these alerts.

4. Contact Us

If you have any questions or feedback regarding this Privacy Policy, feel free to contact us at sglindiasoftech@gmail.com.

Last Updated: June 7, 2026

By using the FD & EMI Calculator application ("App"), you agree to these Terms of Use.

1. License Grant

We grant you a personal, non-transferable, non-exclusive, revocable license to use this App on iOS devices owned or controlled by you, in accordance with Apple's App Store Terms of Service.

2. Disclaimer of Warranties

All financial calculations, EMI estimates, interest yields, and amortisation tables generated by the App are for informational and planning purposes only. They do not constitute official financial advice. While we strive for accuracy, we do not warrant the correctness or completeness of the calculations. Consult a qualified professional or financial advisor before making any financial decisions.

3. Limitation of Liability

To the maximum extent permitted by law, the developer shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use the App.

4. Governing Agreement

This agreement is governed by the Apple Standard Common End User License Agreement (EULA) available at: Apple Standard EULA.

Welcome to FD & EMI Calculator Support.

How Can We Help?

If you have any questions, run into issues, or would like to suggest a feature, please reach out to us directly via email.

Contact Information

📧 Email: sglindiasoftech@gmail.com

We aim to reply to all queries within 24 to 48 hours.

Frequently Asked Questions

Q: Does the app require an internet connection?
A: Yes. The app is fully offline-first. All calculations and features run 100% locally on your device.

Q: How do monthly EMI alerts work?
A: You can enable notifications in the EMI section. The app will schedule local device notifications to remind you 3 days before, 1 day before, and on the due date of your EMI.