Privacy Policy — FD & EMI Calculator

This Privacy Policy describes how your information is handled by the FD & EMI Calculator mobile application ("App"). We respect your privacy and are committed to keeping your financial calculations secure.

1. Zero Data Collection

We believe in absolute privacy. The App does not collect, store, transmit, or share any personal information, financial inputs, loan parameters, calculation queries, or historical records. All inputs are completely ephemeral and are processed instantly.

2. 100% Offline Storage

All calculations, interest schedules, and active alerts are processed entirely on your physical device. Any configurations (such as saved loans or custom alert times) are stored locally in your device's private storage (AsyncStorage) and never leave the device. There are no external databases, servers, or cloud APIs connected to the App.

3. Device Permissions

The App requests the following permissions to function correctly:

Notifications: If enabled, the App requests notification permissions to schedule local alerts for upcoming EMIs. These alerts are managed entirely by the operating system’s local scheduler. No external servers or networks are involved in sending these alerts.

4. Contact Us

If you have any questions or feedback regarding this Privacy Policy, feel free to contact us at:

📧 Email: sglindiasoftech@gmail.com